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As a first-time credit card seeker, there’s a lot you can do to save your time during the process – like learning some important terms such as credit history, credit score, and the potential consequences.
First things first – a credit card resembles other types of loans, as it lets users buy stuff by using someone else’s money temporarily. You’d repay that loan in monthly installments, which gives users a chance to afford things they couldn’t pay for in one go.
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